Plan Your Purchase
What Will Buying a Home Actually Cost You?
In the Netherlands, you can generally borrow up to 100% of a property's value, but the additional costs of buying a home usually need to come from your own savings. Our buying costs calculator helps you estimate the cash you may need on top of your mortgage, often referred to as kosten koper. When you are ready to take the next step, explore our buying services, see the homes we have recently purchased for our clients, or read what our clients say about working with Homes for Expats. You can also find more practical information in our FAQs and blog.
- Transfer tax (overdrachtsbelasting)€0
- Notary (notaris, deed + mortgage)€0
- Valuation (taxatie)€0
- Technical inspection (bouwkundige keuring)€0
- Sworn translator (at the notary)€0
- Mortgage advice (hypotheekadvies)€0
- Buying agent (aankoopmakelaar)€0
- This is a general estimate for calculation purposes only and is not a Homes for Expats quotation. Buying agent fees vary. Contact us for your actual fee.
- Estimated cash needed for costs on top of the mortgage€0
In the Netherlands you can borrow up to 100% of the property value, but not the buying costs — these must come from your own savings.
This calculator provides an estimate of potential purchase costs only. Actual costs may vary depending on your personal circumstances, the property and the service providers involved. The calculation does not constitute a quote or final statement of purchase costs.
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